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What is a Line of Credit?

A line of credit is a flexible way to borrow cash just when you need it. Apply once and use the amount you need, up to your loan limit. You don’t have to receive all the cash at one time since it’s available on an ongoing basis. That’s the beauty of a line of credit. The loan stays open as long as you need it. Borrow, pay back, and borrow again as needed. And you only pay interest on the funds you use for the amount of time you use them.

Line of Credit

  • Line of Credit loans offer ongoing access to a credit limit up to $10,000
  • Access money up to your credit limit without having to reapply
  • Only pay interest on the amount you use
  • Loan terms are from 6 months to 60 months and are based on the amount lent
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Online Installment Loans/Lines of Credit: Loan minimum of $500 to a maximum of $10,000, based on a completed application, net pay and other qualification requirements, and customer verification including a credit check. Installment loan terms are from 6 months to 60 months and are based on the amount lent. Annual Interest Rate 46.93%.Lending decisions and funding times subject to system limitations.