Attention Line of Credit Customers: Due to a potential Canada Post strike, your statement may be delayed. If you have any questions, please contact your local store or call Customer Service at (877) 526-6639.

Payday Loan Requirements

Are you considering a payday loan, but are unsure of the requirements to apply? Requirements to get a payday loan differ by lender, but generally you will need the following to apply:

  • Be 18 years old or older
  • Valid photo ID
  • Open and active bank account
  • Steady source of income
  • Working phone number

Let’s Get More Specific

While specific requirements may vary by payday lender, it’s best to be armed with the following when applying for a payday loan.

Personal Information

  • Valid ID
  • Home address
  • Valid phone number
  • Email address
    (typically required when applying for a payday loan online)

Income Information

  • Pay cycle frequency
  • Income type
  • Employer name, address & phone (if applicable)
  • Net & gross income amounts

Banking Account Information

Payment options will vary by lender and how you apply for a payday loan, but at minimum you will need one of the following:

  • Chequing account, routing and institution numbers (or a pre-authorized debit form from you bank)
  • Our payday loan locations can also take a post-dated cheque

Apply for a Payday Loan

Once you have your requirements ready, you can start your payday loan application online. Applying takes only minutes and is followed by an instant lending decision.

Looking for More Payday Loan Information?

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