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Online Payday Loan Rates and Terms in British Columbia
This loan agreement is governed by the applicable law of British Columbia, Canada.
Understanding the Cost of a Payday Loan
Maximum charges permitted in British Columbia for a Payday Loan: 15% of Principal
We charge $15 per $100 borrowed
For a $300 loan for 14 days:
Total cost of borrowing = $45
Annual Percentage Rate = 391.07%
This information meets the requirements of the Business Practices Consumer Protection Act
Maximum Loan Amount
Residents in British Columbia may receive up to $1,500.
Loan Terms
Generally, your loan payments will be scheduled on your next payday that falls between 5 and 40 days away.
Extensions/Rollovers/Refinance
In accordance with British Columbia, Canada law your loan must be paid in full by the due date.
Rate and Term Chart (14 Day Loan Example)
| Advance Amount Amount Financed |
Finance Charge Cost of Loan |
Payment Amount Total of Payments |
|---|---|---|
| $100 | $15 | $115 |
| $200 | $30 | $230 |
| $300 | $45 | $345 |
| $400 | $60 | $460 |
| $500 | $75 | $575 |
APR**
| Loan Term (7 days) |
Loan Term (14 days) |
Loan Term (30 days) |
|---|---|---|
| 782.14% | 391.07% | 182.50% |
| 782.14% | 391.07% | 182.50% |
| 782.14% | 391.07% | 182.50% |
| 782.14% | 391.07% | 182.50% |
| 782.14% | 391.07% | 182.50% |
This information meets the requirements of the Business Practices and Consumer Protection Act.
