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Online Payday Loan Rates and Terms in Saskatchewan
This loan agreement is governed by the applicable law of Saskatchewan, Canada.
A Payday Loan is a High Cost Loan
Fees and Charges:
If you obtain a payday loan from us, you will pay the following fees and charges:
Loan fee of 17% of the loan principal, payable on the loan repayment date.
NSF Charge of $25, for a dishonoured cheque or pre-authorized debit. This charge is payable only once per loan, regardless of the number of cheques or pre-authorized debits dishonoured.
Default interest of 30% per annum will be charged on the outstanding principal balance of the loan, if you fail to pay the loan in full on the loan repayment date.
Example:
$300 for 14 days
| Principle amount | $300 |
| Total cost of borrower | $51 |
| Total to Pay | $351 |
Maximum Loan Amount
Residents in Saskatchewan may receive up to $1,500.
Loan Terms
Generally, your loan payments will be scheduled on your next payday that falls between 5 and 40 days away.
Extensions/Rollover/Refinance
In accordance with Saskatchewan, Canada law your loan must be paid in full by the due date.
Rate and Term Chart (14 Day Loan Example)
| Advance Amount Amount Financed |
Finance Charge Cost of Loan |
Payment Amount Total of Payments |
|---|---|---|
| $100 | $17 | $117 |
| $200 | $34 | $234 |
| $300 | $51 | $351 |
| $400 | $68 | $468 |
| $500 | $85 | $585 |
APR**
| Loan Term (7 days) |
Loan Term (14 days) |
Loan Term (30 days) |
|---|---|---|
| 886.43% | 443.21% | 206.83% |
| 886.43% | 443.21% | 206.83% |
| 886.43% | 443.21% | 206.83% |
| 886.43% | 443.21% | 206.83% |
| 886.43% | 443.21% | 206.83% |
This information conforms to the requirements of The Payday Loans Act.
