With Express Approval, we’re able to offer one of the most convenient applications for payday loans Canada has to offer. All you need to apply for a payday loan is proof of income and a bank account. Don’t have a paystub? No problem! We can confirm your account information online or through telephone banking in our store locations (not available in Saskatchewan).
Apply in person at one of our store locations and, if approved, walk out with cash in hand on the same day. If you apply online you can still get your cash on the same day. Just choose “pick up cash in store” when you finish signing your loan documents, and bring your confirmation number to any store location to receive your money.
|How did you apply?||Get Cash at a Store||Direct Deposit||Load to Opt+||INTERAC E-transfer®|
|In a store|
- Sean H.
- Rob B.
- Ashleigh F
Actual Customer Testimonials
With Cash Money you can rest assured that you are getting an easy, safe and quick payday loan. Emergencies can arise at any time, and we understand that payday doesn’t always align with your needs. When you’re in a financial bind, you can count on Cash Money to offer an easy, fast, and friendly application with top notch customer service from start to finish. Apply today to get started.
Need to do some more research before making your decision? It’s never a bad idea to learn as much as possible about a product before deciding. Learn more about how payday loans work with Cash Money. You can also check out some Frequently Asked Questions on our Payday Loans FAQs page.
|How did you apply?||Get Cash at a Store||Direct Deposit||Load to Opt+|
|In a store|
*Not available in British Columbia. Available to existing card holders (purchased separately). Loan approval is not exclusive to card holders, or conditional to the purchase of an Opt+ Card.
For your convenience, Cash Money direct deposits your funds to your bank account. You may also elect to pick up your cash immediately in a Cash Money store or, if you have an opt+ Prepaid MasterCard®, you are eligible get your cash instantly loaded onto your card.
Cash Money transfers funds for EFT processing three times each banking business day. See the chart below for anticipated EFT funding times. While we transfer funds at the earliest available time, funding times vary by bank.
Funds Transfered for Processing
|3:30 a.m. ET
|12:30 p.m. ET
|10:00 p.m. ET
|Royal Bank of Canada Customers
Loans completed prior to the transfer times shown will be funded about 3 hours after the transfer time on banking business days.*
|All Other Bank Customers
Loans completed prior to the transfer times shown will be funded about 24 hours after the transfer time on banking business days.*
*Banking business days do not include weekends or banking holidays.
Weekends: Loans completed after the final transfer time on Friday will be transferred on the next banking business day at the first available transfer time.
Banking Holidays: Loans completed on a banking holiday will be transferred on the next banking business day at the first available transfer time.
Open Chequing Account
Source of Income
ID Showing You’re 18 or Older
Working Phone Number
If you don’t have a paystub or bank documents, we are happy to work with you to verify your income and bank account at a Cash Money store.