Cash Money

Payday Loans

Up to $1,500 From Cash Money

Payday loans from Cash Money are a quick and easy way to get money when you’re facing a financial emergency. A payday loan from Cash Money is a cash advance on your next paycheque. Borrow the amount that you need today and then on or around your next pay date, pay back a flat rate that includes the amount borrowed plus a flat fee.

Benefits of a Cash Money Payday Loan

What Our Payday Loan Customers Have to Say

Application was quick and simple, and had a decision in minutes. No faxing. No phone calls.

- Sean H.

Very easy and fast. Applied Saturday morning at 8am and picked up my cash an hour later. Just with my ID. No hassle whatsoever.

- Rob B.

Cash Money made it quick and easy with their online application! I live 3 hours away from the nearest location so next day money in my bank account was super convenient!

- Ashleigh F

*Actual Customer Testimonials

Payday Loans Made Friendly

With Cash Money you can rest assured that you are getting an easy, safe and quick payday loan. Emergencies can arise at any time, and we understand that payday doesn’t always align with your needs. When you’re in a financial bind, you can count on Cash Money to offer an easy, fast, and friendly application with top notch customer service from start to finish. Apply today to get started.

Need More Payday Loan Information?

Need to do some more research before making your decision? It’s never a bad idea to learn as much as possible about a product before deciding. Learn more about how payday loans work with Cash Money. You can also check out some Frequently Asked Questions on our Payday Loans FAQs page.

Frequently Asked Questions

How did you apply? Get Cash at a Store Direct Deposit Load to Opt+
Online *
In a store    
By Phone *

*Not available in British Columbia. Available to existing card holders (purchased separately). Loan approval is not exclusive to card holders, or conditional to the purchase of an Opt+ Card.

For your convenience, Cash Money direct deposits your funds to your bank account. You may also elect to pick up your cash immediately in a Cash Money store or, if you have an opt+ Prepaid MasterCard®, you are eligible get your cash instantly loaded onto your card.

Cash Money transfers funds for EFT processing three times each banking business day. See the chart below for anticipated EFT funding times. While we transfer funds at the earliest available time, funding times vary by bank.

 
Funds Transfered for Processing
  3:30 a.m. ET
Mon-Fri
12:30 p.m. ET
Mon-Fri
10:00 p.m. ET
Mon-Fri
Royal Bank of Canada Customers
Loans completed prior to the transfer times shown will be funded about 3 hours after the transfer time on banking business days.*
 

All Other Bank Customers
Loans completed prior to the transfer times shown will be funded about 24 hours after the transfer time on banking business days.*


 

*Banking business days do not include weekends or banking holidays.

Weekends: Loans completed after the final transfer time on Friday will be transferred on the next banking business day at the first available transfer time.

Banking Holidays: Loans completed on a banking holiday will be transferred on the next banking business day at the first available transfer time.

You will need to provide the following information:

Open Chequing Account

Source of Income

ID Showing You’re 18 or Older

Working Phone Number

If you don’t have a paystub or bank documents, we are happy to work with you to verify your income and bank account at a Cash Money store.

Apply in minutes, get cash as soon as tomorrow!