Unlike typical payday loans and installment loans, line of credit loans give you the freedom to borrow what you need, when you need it. Borrow only what you need now, paying interest only on the amount you actually borrow. Apply for a line of credit up to $10,000 with proof of income, a photo ID and your banking information.

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Payday Loans

If you're short on cash and bills are piling up, a payday loan may be a solution. Cash Money offers payday loans up to $1,500. Stop by to experience the convenience of Cash Money’s Express Approval. All you need to apply is proof of income and a bank account.

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Cheque Cashing

Cash Money is proud to cash ALL types of checks. No matter the amount, we offer low rates and will never hold your check, so you can walk out with your cash in minutes.

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Prepaid Mastercard

The opt+® prepaid MasterCard® – exclusively offered at Cash Money – provides a safe, easy and convenient way to manage your money. Load your card with funds and use it for all the things you use cash for – shopping, gift-giving, travel, or everyday purchases. Use anywhere MasterCard® is accepted. Plus, enjoy complimentary free loads and unloads at Cash Money stores.

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Money Orders

Need a safe and convenient way to pay bills? Protect your banking information by using a Western Union® money order instead of using a personal cheque. Money orders are safe, easy to use, and can be tracked to confirm receipt of payment.

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Money Transfer Services

Send money from Toronto to anywhere in the world with a Western Union® money transfer. It's a safe, fast, and smart way to send money anywhere around the world.

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Currency Exchange

Make a stop by Cash Money part of your travel itinerary. Visit our store in Toronto to get the currency for your destination at competitive rates.

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Directions

Your local Toronto Cash Money store can cover all of your emergency cash needs! Our store is located on the corner of Yonge and Irwin. Find us across from Hero Burger. We're a block south of Liberty Tax Services and two blocks north of the Wellesley subway station. Visit our 24 hour location and our friendly staff will help you get cash today. See you soon!

Inside Cash Money store in Toronto Ontario

Cash Money Loans

Store Services

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Find a Store Near Me

Follow the Canadian Consumer Finance Association to stay up-to-date on regulations and how they will affect your access to short-term credit.

Contact Customer Service

Phone: (877) 526-6639

Email: CustomerService@CashMoney.ca

Mon-Fri: 8:00am to 11:00pm (ET)

Sat-Sun: 9:00am to 5:00pm (ET)

Accessibility Information

Download our mobile app free on Google Play

Download our mobile app free at the App Store

Loan availability and loan amounts vary by location.

Payday Loans are high cost loans. Loan amounts are subject to net pay and other qualification requirements. Promotional rates not available in Alberta, Manitoba, New Brunswick or Saskatchewan. British Columbia Residents: The maximum charges permitted in British Columbia for a Payday Loan is 17% of the principal. We charge $17 per $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $51, with a total payback amount of $351 and an APR of 443.21%. $300 for $20 promotional rate - Under this offer, on a $300 loan for 14 days, the cost of borrowing is $20, with a total payback amount of $320 and an APR of 173.81%. BC Licence #50066. Manitoba Residents: In Manitoba, the maximum allowable charge for a payday loan is 17% of the principal amount of the loan. We charge $17 per each $100 loaned. On a $300 loan for 12 days, the cost of borrowing is $51, the total that must be prepaid is $351 and an APR of 517.08%. To learn more about your rights as a payday loan borrower, contact the Consumers' Protection Office at 945-3800, (800) 782-0067 or at http://www.gov.mb.ca/cca/cpo/. Nova Scotia Residents: The cost of borrowing is $22.00 per $100 on a $300 loan for 14 days (573.57% APR). $300 for $20 promotional rate - Under this offer, the cost of borrowing is $6.67 per $100 on a $300 loan for 14 days (173.81% APR). Ontario Residents: The maximum allowable cost of borrowing per $100 borrowed in Ontario is $15. Our cost per $100 borrowed is $15. On a $500 loan for 14 days, the cost of borrowing is $75, with a total repayment amount of $575 and an APR of 394.07%. $300 for $20 promotional rate - Under this offer, on a $500 loan for 14 days, the cost of borrowing per $100 would be $6.67 on the first $300 borrowed, and then $15 per $100 on the additional $200 borrowed, with a total cost of borrowing of $50, and an APR of 260.71%. Saskatchewan Residents: The maximum allowable cost of borrowing under payday loan agreements in Saskatchewan is $17 per $100 borrowed. We charge $17 per each $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $51, with a total payback amount of $351 and an APR of 443.21%.

Online Installment Loans/Lines of Credit: Loan minimum of $500 to a maximum of $10,000, based on a completed application, net pay and other qualification requirements, and customer verification including a credit check. Installment loan terms are from 6 months to 60 months and are based on the amount lent. Store Installment Loans/Lines of Credit: Loan minimum of $100 to a maximum of $10,000, based on a completed application, net pay and other qualification requirements, and customer verification including a credit check. Installment loan terms are from 6 months to 60 months and are based on the amount lent. Payments are due on scheduled income deposits. Cash Money offers short term personal loans and is not a credit repair service. Annual Interest Rate 46.93%

Lending decisions and funding times subject to system limitations. Opt+ instant funding is only available for existing Opt+ cardholders (sold separately), and is not available to payday loan borrowers in British Columbia.

Loan Protection: Must be 18 years of age or older, and under 70 years of age to be eligible. Policy sold and administered by Premium Services Group Inc. Underwritten by Canadian Premier Life Insurance Company.

Western Union^® and the Western Union^® logo are registered trademarks of Western Union^® Holdings, Inc.

Opt+: This card is issued by PACE Savings and Credit Union Limited pursuant to license by Mastercard International. Use of this card is governed by the agreement under which it is issued. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Free load and unloads at Cash Money locations only.

Google Play is a trademark of Google Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Data rates may apply.