Online Loans
Canada

Cash Money provides the online loans you need with speed and security.

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Online Loans Canada

What Types of Online Loans does Cash Money Offer?

Payday Loans

  • Get an instant lending decision

  • Pay back on your next payday

  • Receive $300 for $20 on your first Cash Money Payday Loan*

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Installment Loans

  • Higher maximum approval amount than a Payday Loan

  • Scheduled installment payments

  • No penalties for paying off early

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Line of Credit

  • Apply once, borrow any time

  • Larger approval limit than a Payday Loan

  • Access cash advances up to your credit maximum

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*Valid on first Cash Money Payday Loan only; based on approval. This offer is NOT available in Alberta, Manitoba, or New Brunswick.

How it Works

1

Apply with Ease

Complete your online application.

2

Immediate Decision
Submit your personal and income info, and receive a quick loan decision.

3

Choose Your Loan Amount
If you're approved, select the amount of money you'd like to borrow up to your limit.

4

Sign Paperwork
Read and sign your online loan agreement.

5

Get Cash
Choose how you'd like to receive your funds. Choose from store pickup, direct deposit to your chequing account, an Interac e-Transfer®, or have your funds loaded to your Opt+ Mastercard®.

6

Repay
Pay back your loan and any fees according to your agreement.
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Online Loan Funding Options

Cash Money offers convenient loan funding choices so you can quickly get your cash. When money emergencies, surprise sicknesses, or daily expenses happen, we know there's no time to lose. And Cash Money is proud to stand by your side and provide loan services to you. You're not alone. Give us a chance to help you with your loan needs.

Interac e-Transfer funding option

Interac e-Transfer®

You could receive your loan in as little as 15 minutes.

cash at store

Cash at Store Pickup

Immediately get your cash at a Cash Money store location.

direct deposit

Direct Deposit

Have your funds direct deposited to your bank account.

Opt+ Prepaid Mastercard

Opt+ Mastercard®

Load your loan money to your Opt+ card.

Satisfied Customers


Common Online
Loan Questions

At Cash Money, we know time is of the essence. That's why we work hard to give you an immediate loan decision. And if approved, to get your money fast! If you choose Interac e-Transfer®, you could receive your loan in as little as 15 minutes. Otherwise, you may pick up your cash in-store same day, get a direct deposit (timing depends on your bank), or load to your Opt+ Mastercard®.
With a Payday Loan, your repayment date will be due around your next payday. For Installment Loans, your payment schedule will be set for you. Your Line of Credit payments will be scheduled. But you can always pay off your loan early, with no penalties.
Cash Money can only speak for itself, and our loans are completely safe. We take pride in our online security which keeps your personal, financial, and application information private and secure.

Is an Online Loan
right for you?

Take a look at our FAQs page for more information.

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© 1992 - 2022 All Rights Reserved. Cash Money • 400 Carlingview Drive - Toronto, Ontario, Canada M9W 5X9

Loan availability and loan amounts vary by location.
Payday Loans are high cost loans. Loan amounts are subject to net pay and other qualification requirements. Promotional rates not available in Alberta, Manitoba or New Brunswick.
British Columbia Residents: The maximum charges permitted in British Columbia for a Payday Loan is 15% of the principal. We charge $15 per $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $45, with a total payback amount of $345 and an APR of 391.07%. $300 for $20 promotional rate - Under this offer, on a $300 loan for 14 days, the cost of borrowing is $20, with a total payback amount of $320 and an APR of 173.81%. BC Licence #50066.
Manitoba Residents: The maximum allowable charge for a payday loan is 17% of the principal amount of the loan. We charge $17 per each $100 loaned. Sample loan on a $300 loan for 12 days, the cost of borrowing is $51, the total that must be repaid is $351 and an APR of 517.08%. To learn more about your rights as a payday loan borrower, contact the Consumer Protection Office at 1-204-945-3800, 1-800-782-0067 or at https://www.gov.mb.ca/cp/cpo/.
Newfoundland Residents: The maximum allowable cost of borrowing under payday loan agreements in Newfoundland and Labrador is $21 per $100 borrowed. We charge $21 per each $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $63, with a total payback amount of $363 and an APR of 547.50%. $300 for $20 promotional rate - Under this offer, on a $300 loan for 14 days, the cost of borrowing is $20, with a total payback amount of $320 and an APR of 173.81%.
Nova Scotia Residents: The cost of borrowing is $19.00 per $100 on a $300 loan for 14 days (495.36% APR). $300 for $20 promotional rate - Under this offer, the cost of borrowing is $6.67 per $100 on a $300 loan for 14 days (173.81% APR).
Ontario Residents: The maximum allowable cost of borrowing per $100 borrowed in Ontario is $15. We charge $15 per $100 borrowed. On a $500 loan for 14 days, the cost of borrowing is $75, with a total repayment amount of $575 and an APR of 391.07%. $300 for $20 promotional rate - Under this offer, on a $500 loan for 14 days, we charge $6.67 per $100 on the first $300 borrowed and then $15 per $100 on the additional $200 borrowed, with a total cost of borrowing of $50, at total repayment amount of $550 and an APR of 260.71%.
Saskatchewan Residents: The maximum allowable cost of borrowing under payday loan agreements in Saskatchewan is $17 per $100 borrowed. We charge $17 per each $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $51, with a total payback amount of $351 and an APR of 443.21%. $300 for $20 promotional rate - Under this offer, the maximum allowable cost of borrowing under payday loan agreements in Saskatchewan is $17 per $100 borrowed. Under this offer, on a $300 loan for 14 days, the total cost of borrowing is $20, with a total payback amount of $320 and an APR of 173.81%.
Installment Loans/Lines of Credit: Loan minimum of $100 to a maximum of $10,000, based on a completed application, net pay and other qualification requirements, and customer verification including a credit check. Installment loan terms are from 6 months to 60 months and are based on the amount borrowed. Payments are due on scheduled income deposits. Cash Money offers personal loans and is not a credit repair service. APR/Annual Interest Rate 46.93%.
Lending decisions and funding times subject to system limitations. Opt+ instant funding is only available for existing Opt+ cardholders (sold separately), and is not available to payday loan borrowers in British Columbia.
Loan Protection: Must be 18 years of age or older, and under 70 years of age to be eligible. The optional Loan Protection Plan is a Credit Group Insurance Plan Underwritten by Canadian Premier Life Insurance Company and Canadian Premier General Insurance Company.
Western Union® and the Western Union® logo are registered trademarks of Western Union® Holdings, Inc.
Opt+: This card is issued by PACE Savings & Credit Union Limited pursuant to license by Mastercard™ International. Use of this card is governed by the agreement under which it is issued. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Tap & Go is a trademark of Mastercard International Incorporated. Data rates may apply. Card funds are not insured by Canada Deposit Insurance Corporation or any other government deposit insurer or agency.
Lending decisions and funding times subject to system limitations.
15-minute funding available only when using Interac e-Transfer®. Subject to bank processing and system limitations. Interac e-Transfer® can be used to transfer funds up to $10,000. Interac® and the Interac design are registered trademarks of Interac Inc.
Google Play is a trademark of Google Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Data rates may apply.
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