Payday loans online

Apply for fast cash
with an Online
Payday Loan.

online Payday Loans

What is an Online Payday Loan?

Canada, when you need quick money for small cash emergencies, our loans may help. Conveniently apply for your loan on your computer or mobile device. Get an online Payday Loan instant approval decision so you can get back to your life. Choose from instant pay options or in-store pick up, whichever is best for you! Then, repay your borrowed funds and a flat fee on your next payday.

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Quick application with instant lending decision

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Apply for $300 for $20*

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Could receive your loan in as little as 15 minutes with Interac e-Transfer®

*Valid on first Cash Money Payday Loan only; based on approval. This offer is NOT available in Alberta, Manitoba, or New Brunswick.

Select your Province

for a loan amount

How to Apply for Payday Loans Online

Guess what? You don't need to visit a Cash Money store or wait in long lines. Complete an online Payday Loan application and receive a swift lending decision. It’s simple, fast, and safe!

Interac e-Transfer funding option

Apply 100% Online

We've taken the hassle out of applying for a loan. Just provide your personal and income info, and apply in minutes.

Instant lending decision

Get an Instant Decision

Once your online application is submitted, you'll receive an instant lending decision. That's 24 hours a day, 7 days a week!

Cash Money funding options

Receive Your Money

If approved, sign your loan documents and select how you want to get your money. Our funding options include direct deposit, Interac e-Transfer®, or in-store pick up.

This is your Online Payday Loan, Canada

Cash Money has had the joy of looking out for you since 1992. Thank you! We know cash difficulties are stressful. And you don't want to waste any time when you need money now. That's why we offer a variety of options to get loan funds to you. When traditional banks aren't the answer, we're proud to be able to provide services to you.

Apply Now

Common Online Payday
Loan Questions

The short and exuberant answer is, YES! Cash Money makes it easy to apply for your Payday Loan online. Within minutes, you could complete and submit your loan application. And get a lending decision immediately.
We ask for a few, but very important, items to apply for a loan. We need a valid ID, an open chequing account, income info, a working phone number, and a current email address.
Cash Money needs to verify your application before we can present you with a loan offer. Luckily, our online application takes just minutes to complete. After you submit your application, we’ll send you an immediate lending decision. If you’re approved, you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®. If you’d prefer direct deposit or pick up in-store, we can do that, too!
Unfortunately, Cash Money requires an active chequing account to apply for a loan.

Is an Online Payday Loan right for you?

Take a look at our designated Payday Loans page or FAQs page for more information.

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© 1992 - 2022 All Rights Reserved. Cash Money • 400 Carlingview Drive - Toronto, Ontario, Canada M9W 5X9

Loan availability and loan amounts vary by location.
Payday Loans are high cost loans. Loan amounts are subject to net pay and other qualification requirements. Promotional rates not available in Alberta, Manitoba or New Brunswick.
British Columbia Residents: The maximum charges permitted in British Columbia for a Payday Loan is 15% of the principal. We charge $15 per $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $45, with a total payback amount of $345 and an APR of 391.07%. $300 for $20 promotional rate - Under this offer, on a $300 loan for 14 days, the cost of borrowing is $20, with a total payback amount of $320 and an APR of 173.81%. BC Licence #50066.
Manitoba Residents: The maximum allowable charge for a payday loan is 17% of the principal amount of the loan. We charge $17 per each $100 loaned. Sample loan on a $300 loan for 12 days, the cost of borrowing is $51, the total that must be repaid is $351 and an APR of 517.08%. To learn more about your rights as a payday loan borrower, contact the Consumer Protection Office at 1-204-945-3800, 1-800-782-0067 or at https://www.gov.mb.ca/cp/cpo/.
Newfoundland Residents: The maximum allowable cost of borrowing under payday loan agreements in Newfoundland and Labrador is $21 per $100 borrowed. We charge $21 per each $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $63, with a total payback amount of $363 and an APR of 547.50%. $300 for $20 promotional rate - Under this offer, on a $300 loan for 14 days, the cost of borrowing is $20, with a total payback amount of $320 and an APR of 173.81%.
Nova Scotia Residents: The cost of borrowing is $17.00 per $100 on a $300 loan for 14 days (443.21% APR). $300 for $20 promotional rate - Under this offer, the cost of borrowing is $6.67 per $100 on a $300 loan for 14 days (173.81% APR).
Ontario Residents: The maximum allowable cost of borrowing per $100 borrowed in Ontario is $15. We charge $15 per $100 borrowed. On a $500 loan for 14 days, the cost of borrowing is $75, with a total repayment amount of $575 and an APR of 391.07%. $300 for $20 promotional rate - Under this offer, on a $500 loan for 14 days, we charge $6.67 per $100 on the first $300 borrowed and then $15 per $100 on the additional $200 borrowed, with a total cost of borrowing of $50, at total repayment amount of $550 and an APR of 260.71%.
Saskatchewan Residents: The maximum allowable cost of borrowing under payday loan agreements in Saskatchewan is $17 per $100 borrowed. We charge $17 per each $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $51, with a total payback amount of $351 and an APR of 443.21%. $300 for $20 promotional rate - Under this offer, the maximum allowable cost of borrowing under payday loan agreements in Saskatchewan is $17 per $100 borrowed. Under this offer, on a $300 loan for 14 days, the total cost of borrowing is $20, with a total payback amount of $320 and an APR of 173.81%.
Installment Loans/Lines of Credit: Loan minimum of $100 to a maximum of $10,000, based on a completed application, net pay and other qualification requirements, and customer verification including a credit check. Installment loan terms are from 6 months to 60 months and are based on the amount borrowed. Payments are due on scheduled income deposits. Cash Money offers personal loans and is not a credit repair service. APR/Annual Interest Rate 46.93%.
Lending decisions and funding times subject to system limitations.
Loan Protection: Must be 18 years of age or older, and under 70 years of age to be eligible. The optional Loan Protection Plan is a Credit Group Insurance Plan Underwritten by Canadian Premier Life Insurance Company and Canadian Premier General Insurance Company.
Western Union® and the Western Union® logo are registered trademarks of Western Union® Holdings, Inc.
15-minute funding available only when using Interac e-Transfer®. Subject to bank processing and system limitations. Interac e-Transfer® can be used to transfer funds up to $10,000. Interac® and the Interac design are registered trademarks of Interac Inc.
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