Select your Province
for a loan amount
What is a Payday Loan?
A Payday Loan is a small, short-term loan for an unexpected bill, car emergency, or home repair. It’s also known as a Cash Advance or Payday Advance. If approved, borrow the amount that you need today. Then pay back the amount borrowed plus a flat fee on your next payday.
Borrow $300 for only $20*
Get approved in
10 minutes or less
You could receive your loan
in as little as 15 minutes
*Valid on first Cash Money Payday Loan only; based on approval. This offer is NOT available in Alberta, Manitoba, or New Brunswick.
Why Use a Payday Loan?
Avoid bounced cheques and overdraft or late fees
Pay for essentials like groceries, utilities, mortgage or rent
Unexpected auto and home repairs
Other rainy day expenses
How it Works
Get cash on the spot if you apply in-store, or choose how to receive your loan if you apply online.
What Do I Need to Apply?
- cash money application check markAge 18 or older
- cash money application check markValid ID
- cash money application check markSteady source of income
- cash money application check markOpen chequing account
- cash money application check markPhone number
We want to help you with your emergency expenses. Borrow only what you need, understand the rates and terms, and be sure you can pay back the loan.
Need more money or time to repay?
If you need a large amount of money or extended time to repay, or if you need to borrow repeatedly, consider a personal Line of Credit.
Other Services Offered at Cash Money StoresIn-Store Services
Unlike credit card interest or bank overdraft fees that accrue daily, Payday Loans cost a flat fee based on the amount you borrow. A typical cost is $15-$21 for a $100, 14-day loan (depending on your province).
You have options when it comes to your loan funding. You can choose to pick up your funds at a Cash Money store same day, direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e- Transfer®.
Is a Payday Loan Right for You?
Check out our Payday Loan FAQs page.