Instant payday loans

When you need cash
now, you don't have
to wait.

Instant payday loans online

What is an Instant Payday Loan?

An instant Payday Loan could help you when a financial mishap comes your way. Whether it's busted pipes, a flat tire, or a medical bill. Our hassle-free application and instant pay options allow you to quickly borrow a small amount of money for a short period of time. Just pay back your loan plus a flat fee on your next payday.

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Apply for $50 - $1,500 loan

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100% online application

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You could receive your loan in as little as 15 minutes

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Instant Payday Loan Options

An instant Payday Loan offers convenience with a quick lending decision to get you funds fast!

Interac e-Transfer funding option

Interac e-Transfer®

When you choose Interac e-Transfer®, you could receive your loan in as little as 15 minutes.

direct deposit

Direct Deposit

We can direct deposit loan funds to your bank account. Availability of funds depends on your bank.

cash at store pickup

Cash at Store Pickup

Use the Cash Money website to apply for your loan. If approved, sign your loan documents. Then go to a Cash Money location to walk out with cash in hand! Just bring your confirmation number and valid photo ID.

Payday Loan stores

Express Approval in Payday Loan Stores

If in-person is your style, quickly apply at one of our Cash Money stores. With Express Approval, you could get cash in 10 minutes or less – even on your first Payday Loan! We’ll work with you to verify your income and bank info online. No paperwork, no hassle.

Canada, let us help you with your Payday Loan needs

Since 1992, Cash Money has proudly offered Payday Loans to Canadians. When instant cash is what you need, we provide! We continue to evolve our services to offer multiple ways to lend you funds when life throws you surprises. And we strive to offer you safe access to credit options. We're thrilled to offer our secure services when conventional banking isn't a choice. Find out for yourself why so many Canadians choose Cash Money.

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Common Instant Payday
Loan Questions

If approved and you choose Interac e-Transfer®, you could receive your loan in as little as 15 minutes. Or in-store, you could receive cash in minutes.
Absolutely! Customer info confidentiality is at the top of our priorities. We provide a secure online platform to keep your info safe.
Cash Money does not solely focus on credit scores when deciding loan approval. Credit is just one category we look at. We're honored to give instant Payday Loans to Customers from lots of different credit score backgrounds. Apply now to see how we could help you!
Repayment methods depend on the info you provided in your application. They may include autopay or in-store payments. Feel free to contact us with specific questions.

Is an Instant Payday Loan right for you?

Take a look at our specific Payday Loans page or FAQs page for more information.

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© 1992 - 2022 All Rights Reserved. Cash Money • 400 Carlingview Drive - Toronto, Ontario, Canada M9W 5X9

Loan availability and loan amounts vary by location.
Payday Loans are high cost loans. Loan amounts are subject to net pay and other qualification requirements. Promotional rates not available in Alberta, Manitoba or New Brunswick.
British Columbia Residents: The maximum charges permitted in British Columbia for a Payday Loan is 15% of the principal. We charge $15 per $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $45, with a total payback amount of $345 and an APR of 391.07%. $300 for $20 promotional rate - Under this offer, on a $300 loan for 14 days, the cost of borrowing is $20, with a total payback amount of $320 and an APR of 173.81%. BC Licence #50066.
Manitoba Residents: The maximum allowable charge for a payday loan is 17% of the principal amount of the loan. We charge $17 per each $100 loaned. Sample loan on a $300 loan for 12 days, the cost of borrowing is $51, the total that must be repaid is $351 and an APR of 517.08%. To learn more about your rights as a payday loan borrower, contact the Consumer Protection Office at 1-204-945-3800, 1-800-782-0067 or at https://www.gov.mb.ca/cp/cpo/.
Newfoundland Residents: The maximum allowable cost of borrowing under payday loan agreements in Newfoundland and Labrador is $21 per $100 borrowed. We charge $21 per each $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $63, with a total payback amount of $363 and an APR of 547.50%. $300 for $20 promotional rate - Under this offer, on a $300 loan for 14 days, the cost of borrowing is $20, with a total payback amount of $320 and an APR of 173.81%.
Nova Scotia Residents: The cost of borrowing is $17.00 per $100 on a $300 loan for 14 days (443.21% APR). $300 for $20 promotional rate - Under this offer, the cost of borrowing is $6.67 per $100 on a $300 loan for 14 days (173.81% APR).
Ontario Residents: The maximum allowable cost of borrowing per $100 borrowed in Ontario is $15. We charge $15 per $100 borrowed. On a $500 loan for 14 days, the cost of borrowing is $75, with a total repayment amount of $575 and an APR of 391.07%. $300 for $20 promotional rate - Under this offer, on a $500 loan for 14 days, we charge $6.67 per $100 on the first $300 borrowed and then $15 per $100 on the additional $200 borrowed, with a total cost of borrowing of $50, at total repayment amount of $550 and an APR of 260.71%.
Saskatchewan Residents: The maximum allowable cost of borrowing under payday loan agreements in Saskatchewan is $17 per $100 borrowed. We charge $17 per each $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $51, with a total payback amount of $351 and an APR of 443.21%. $300 for $20 promotional rate - Under this offer, the maximum allowable cost of borrowing under payday loan agreements in Saskatchewan is $17 per $100 borrowed. Under this offer, on a $300 loan for 14 days, the total cost of borrowing is $20, with a total payback amount of $320 and an APR of 173.81%.
Installment Loans/Lines of Credit: Loan minimum of $100 to a maximum of $10,000, based on a completed application, net pay and other qualification requirements, and customer verification including a credit check. Installment loan terms are from 6 months to 60 months and are based on the amount borrowed. Payments are due on scheduled income deposits. Cash Money offers personal loans and is not a credit repair service. APR/Annual Interest Rate 46.93%.
Lending decisions and funding times subject to system limitations.
Loan Protection: Must be 18 years of age or older, and under 70 years of age to be eligible. The optional Loan Protection Plan is a Credit Group Insurance Plan Underwritten by Canadian Premier Life Insurance Company and Canadian Premier General Insurance Company.
Western Union® and the Western Union® logo are registered trademarks of Western Union® Holdings, Inc.
15-minute funding available only when using Interac e-Transfer®. Subject to bank processing and system limitations. Interac e-Transfer® can be used to transfer funds up to $10,000. Interac® and the Interac design are registered trademarks of Interac Inc.
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