Installment
Loans

Get your cash now. Pay back a little at a time.

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Installment Loans Canada

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What is an Installment Loan?

An Installment Loan is a personal loan that offers a higher loan amount than a typical Payday Loan. Unlike a Payday Loan where you need to repay all at once, an Installment Loan allows you to pay back your principal and interest over several payments. If you so choose, you may pay your loan in full to save on interest.

Apply for up to
$10,000


24/7 - 100%
online application


Loan term
flexibility


Why Use an Installment Loan?

installment loan protection

Loan Protection

Payment coverage in the event you experience involuntary unemployment, loss of life or disability.

same day funding

Funding Options

When you choose Interac e-Transfer®, you could receive your loan in as little as 15 minutes.

flexible terms

Flexible Terms

6 to 60 month repayment terms to help make payments affordable.

why use installment loan

How it Works

1

Apply

Apply online, in-store, or give us a call at 1-877-526-6639.

2

Lending Decision
Submit your info and receive an instant loan decision.

3

Choose Your Loan Amount
If approved, decide how much cash you'd like up to your limit.

4

Sign & Get Your Money
Read and sign your loan agreement. Then select how you'd like to get your money online. Or pick up your cash in-store.

5

Repay Your Loan
Pay back your loan in installments. Depending on your repayment agreement, your loan term will be from 6 to 60 months.

What Do I Need to Apply?

  • cash money application check markAge 18 or older
  • cash money application check markValid ID
  • cash money application check markSteady source of income
  • cash money application check markOpen chequing account
  • cash money application check markPhone number
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Satisfied Customers


Common Installment
Loan Questions

Cash Money knows most people don't have a perfect credit score. Your credit score is just one of many things we consider when looking at loan applications. So give us a try to see what we could do for you.
Yes, you can! You may pay off your Installment Loan in full without any extra fees or penalties.

That depends on how you apply for your loan and which funding method you choose. If you apply online, you can select direct deposit to your chequing account or pick up at a store. If you choose Interac e-Transfer®, you could receive your loan in as little as 15 minutes. If you apply in-store, you'll receive your money right away.

Our Loan Protection Plan provides insurance on your Installment Loan. It covers your loan in the event you're unable to meet your financial obligations due to unexpected incidents such as death, critical illness, or unemployment.

Is an Installment Loan Right for You?

Find out more on our FAQs page.

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Loan availability and loan amounts vary by location.
Payday Loans are high cost loans. Loan amounts are subject to net pay and other qualification requirements. Promotional rates not available in Alberta, Manitoba or New Brunswick.
British Columbia Residents: The maximum charges permitted in British Columbia for a Payday Loan is 15% of the principal. We charge $15 per $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $45, with a total payback amount of $345 and an APR of 391.07%. $300 for $20 promotional rate - Under this offer, on a $300 loan for 14 days, the cost of borrowing is $20, with a total payback amount of $320 and an APR of 173.81%. BC Licence #50066.
Manitoba Residents: The maximum allowable charge for a payday loan is 17% of the principal amount of the loan. We charge $17 per each $100 loaned. Sample loan on a $300 loan for 12 days, the cost of borrowing is $51, the total that must be repaid is $351 and an APR of 517.08%. To learn more about your rights as a payday loan borrower, contact the Consumer Protection Office at 1-204-945-3800, 1-800-782-0067 or at https://www.gov.mb.ca/cp/cpo/.
Newfoundland Residents: The maximum allowable cost of borrowing under payday loan agreements in Newfoundland and Labrador is $21 per $100 borrowed. We charge $21 per each $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $63, with a total payback amount of $363 and an APR of 547.50%. $300 for $20 promotional rate - Under this offer, on a $300 loan for 14 days, the cost of borrowing is $20, with a total payback amount of $320 and an APR of 173.81%.
Nova Scotia Residents: The cost of borrowing is $17.00 per $100 on a $300 loan for 14 days (443.21% APR). $300 for $20 promotional rate - Under this offer, the cost of borrowing is $6.67 per $100 on a $300 loan for 14 days (173.81% APR).
Ontario Residents: The maximum allowable cost of borrowing per $100 borrowed in Ontario is $15. We charge $15 per $100 borrowed. On a $500 loan for 14 days, the cost of borrowing is $75, with a total repayment amount of $575 and an APR of 391.07%. $300 for $20 promotional rate - Under this offer, on a $500 loan for 14 days, we charge $6.67 per $100 on the first $300 borrowed and then $15 per $100 on the additional $200 borrowed, with a total cost of borrowing of $50, at total repayment amount of $550 and an APR of 260.71%.
Saskatchewan Residents: The maximum allowable cost of borrowing under payday loan agreements in Saskatchewan is $17 per $100 borrowed. We charge $17 per each $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $51, with a total payback amount of $351 and an APR of 443.21%. $300 for $20 promotional rate - Under this offer, the maximum allowable cost of borrowing under payday loan agreements in Saskatchewan is $17 per $100 borrowed. Under this offer, on a $300 loan for 14 days, the total cost of borrowing is $20, with a total payback amount of $320 and an APR of 173.81%.
Installment Loans/Lines of Credit: Loan minimum of $100 to a maximum of $10,000, based on a completed application, net pay and other qualification requirements, and customer verification including a credit check. Installment loan terms are from 6 months to 60 months and are based on the amount borrowed. Payments are due on scheduled income deposits. Cash Money offers personal loans and is not a credit repair service. APR/Annual Interest Rate 46.93%.
Lending decisions and funding times subject to system limitations.
Loan Protection: Must be 18 years of age or older, and under 70 years of age to be eligible. The optional Loan Protection Plan is a Credit Group Insurance Plan Underwritten by Canadian Premier Life Insurance Company and Canadian Premier General Insurance Company.
Western Union® and the Western Union® logo are registered trademarks of Western Union® Holdings, Inc.
15-minute funding available only when using Interac e-Transfer®. Subject to bank processing and system limitations. Interac e-Transfer® can be used to transfer funds up to $10,000. Interac® and the Interac design are registered trademarks of Interac Inc.
Google Play is a trademark of Google Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Data rates may apply.