Line of Credit Loans
How Does a Line of Credit Work?
Our online application takes around 10 minutes or less to complete, and you’ll receive an immediate lending decision!
Complete our online loan application. You’ll be asked to submit personal and income information.
2. Verify Your Income
With some of our online loans, you will get instructions on how to provide proof of your income after you complete the application.
3. Receive Lending Decision
Once your application and income information (if needed) is submitted, we’ll immediately show you if you’re approved and for how much.
4. Get Cash
Choose how you’d like to receive your money! We offer several ways – including an option to get funds within 2 hours with INTERAC e-Transfer®.
5. Make Payments
Whether you have one lump payment due, or several payments over time, your loan payment(s) will be clearly stated with no surprise fees!
If approved for cash online, you’ll get to choose the most convenient funding option for you. Options range from picking up cash at a Cash Money location near you to getting funds sent to your bank account in as little as 2 hours. Whichever option you choose will get you your cash advance funds in a safe and timely manner.
Money in as little as 2 hours.
Opt+® Instant Funding
Funds instantly loaded to your Opt+ Prepaid Mastercard.
Cash at Store Pickup
Immediately pick up your cash at a Cash Money branch.
Money deposited to your bank account the next business day.