Online Loans
Canada

Cash Money's online loans are fast and secure. Find out what you qualify for without impacting your credit score.§

Online Loans Canada

What Types of Online Loans does Cash Money Offer?

Payday Loans

  • Get an instant lending decision

  • Pay back on your next payday

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Line of Credit

  • Apply once, borrow any time

  • Larger approval limit than a Payday Loan

  • Access cash advances up to your credit maximum

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How it Works

1

Apply with Ease

Complete your online application.

2

Immediate Decision
Submit your personal and income info, and receive a quick loan decision.

3

Choose Your Loan Amount
If you're approved, select the amount of money you'd like to borrow up to your limit.

4

Sign Paperwork
Read and sign your online loan agreement.

5

Get Cash
Choose how you'd like to receive your funds. Select direct deposit to your chequing account, or an Interac e-Transfer®.

6

Repay
Make payments simple by setting up AutoPay. Never worry about missing a payment again. Just set it, and AutoPay won't forget it! Or you can make manual payments.
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Online Loan Funding Options

Cash Money offers convenient loan funding choices so you can quickly get your money. When money emergencies, surprise sicknesses, or daily expenses happen, we know there's no time to lose. And Cash Money is proud to stand by your side and provide loan services to you. You're not alone. Give us a chance to help you with your loan needs.

Interac e-Transfer funding option

Interac e-Transfer®

You could receive your loan in as little as 15 minutes.

direct deposit

Direct Deposit

Have your funds direct deposited to your bank account.

Excellent

Based on 7729 reviews

Invited

2 wordS-LIFE SAVER

It was easy , ready to use , fast and effective i would 💯 suggest and promote cash money to all my friends and family because its worth and they helped in a very difficult situation, thank you!!!!!!!! Cash Money for saving my life

Thazif Thabu, 3 hours ago

Fast, fully online help when I really needed it

I don’t usually write reviews, but I felt I owed this one to CashMoney. I’m someone who manages a lot on my own – juggling bills, planning a small home-based business, and trying to keep everything running without extra stress. When I needed short-term help, I specifically looked for a payday service that was truly online, respectful, and didn’t turn a simple request into a stressful, judgmental experience. CashMoney did exactly that. The whole experience stayed fully online – no surprise phone calls. - Approval and funding were same-day, which genuinely took a weight off my shoulders. - Communication was clear and professional without making me feel like I was being talked down to or treated like just a number. What stood out to me most was how fair everything felt. I’ve dealt with places before where you can tell the system is basically stacked against you if your situation isn’t “perfect.” With CashMoney, it honestly felt like their system – and the people behind it – actually took my overall situation into account. Whoever is responsible for how your approval criteria and online system work: thank you. It made a real difference. I’m very careful about which services I trust, and going forward, I’ll only use payday services that are same-day, fully online, and as respectful as this. CashMoney earned that trust from me, and I hope this review reaches the team behind the scenes who made that possible.

Christopher S, 7 days ago

Showing our 5 star reviews

Common Online
Loan Questions

You can see all the online loan options in your province and how much you are pre-approved for with no impact to your score. If you choose to accept a Line of Credit then a hard inquiry will occur which may impact your credit score.§ To get pre-approved for an Auto Equity Loan you will need to visit your local branch.

At Cash Money, we know time is of the essence. That's why we work hard to give you an immediate loan decision. And if approved, to get your money fast! If you choose Interac e-Transfer ®, you could receive your loan in as little as 15 minutes. Or you may pick up your cash at a cash-participating branch or direct deposit to your chequing account (timing depends on your bank).
With a Payday Loan, your repayment date will be due around your next payday. Your Line of Credit payments will be scheduled. But you can always pay off your loan early, with no penalties.
Cash Money can only speak for itself, and our loans are completely safe. We take pride in our online security which keeps your personal, financial, and application information private and secure.
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    • Loan availability and loan amounts vary by location. Visit the store finder page at www.cashmoney.ca/find-a-store for each branch’s list of services.
    Lending decisions and funding times are subject to system limitations.
    §Applying to view the value you are pre-approved for will only result in a soft credit check which will not affect your credit score. However, if you decide to accept a Line of Credit or an Auto Equity Loan, then a hard inquiry will occur which may have an impact.
    15-minute funding available only when using Interac e-Transfer® (up to $10,000). Payments and funding via Interac e-Transfer are subject to bank processing times, bank participation, and system limitations, including daily send limits. Interac e-Transfer is a registered trade-mark, and the Interac logo is a trade-mark of Interac Corp. Used under licence.
    Lines of Credit: Loan maximum of $10,000, based on a completed application, net pay, and other qualification requirements, and customer verification including a credit check. Payments are due on scheduled income deposits. Cash Money offers personal loans and is not a credit repair service. APR/Annual Interest Rate: 34.99%. BC Licence #83707. NL License #25-24-CA291-1
    Auto Equity Loan: Loan maximum of $25,000. APR ranging from 24.99%, 29.99% or 34.99% based on a completed application, net pay, and other qualification requirements, and customer verification including a credit check. Security search and lien fees apply. Amount varies by province. Visit http://cashmoney.ca/lien-fees/ for details. Payments are due on scheduled income deposits. BC Licence #83707. NL License #25-24-CA291-1
    †Cash Money reports Auto Equity Loan payment history to Equifax® Canada credit bureau so it can help build your credit if used responsibly. Building credit is accomplished by paying all your bills on time every month. Late payments, missed payments, or other defaults on your account may be reflected in your credit report and may impact your ability to build credit.
    ‡Loan Protection: Must be 18 years of age or older and under 70 years of age to be eligible. The optional Loan Protection Plan is a Credit Group Insurance Plan Underwritten by Canadian Premier Life Insurance Company and Canadian Premier General Insurance Company.
    Payday Loans are high-cost loans. Loan amounts are subject to net pay and other qualification requirements.
    British Columbia Residents: The maximum charges permitted in British Columbia for a Payday Loan is 14% of the principal. We charge $14 per $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $42, with a total payback amount of $342 and an APR of 365.00%. BC License #50066.
    Manitoba Residents: The maximum allowable charge for a payday loan is 14% of the principal amount of the loan. We charge$14 per each $100 loaned. Sample loan on a $300 loan for 12 days, the cost of borrowing is $42, the total that must be repaid is $342 and an APR of 425.83%.To learn more about your rights as a payday loan borrower, contact the the Consumer Protection Office at 1-204-945-3800, 1-800-782-0067 or at https://www.gov.mb.ca/cp/cpo/.
    Newfoundland Residents: The maximum allowable cost of borrowing under payday loan agreements in Newfoundland and Labrador is $14 per $100 borrowed. We charge $14 per each $100 borrowed.On a $300 loan for 14 days, the total cost of borrowing is $42, with a total payback amount of $342 and an APR of 365.00%. License #21-23-CA291-1.
    Nova Scotia Residents: The cost of borrowing is $14.00 per $100 on a $300 loan for 14 days (365.00% APR).
    Ontario Residents:The maximum allowable cost of borrowing per $100 borrowed in Ontario is $14. We charge $14 per $100 borrowed. On a $500 loan for 14 days, the cost of borrowing is $70, with a total repayment amount of $570 and an APR of 365.00%.
    Saskatchewan Residents: The maximum allowable cost of borrowing under payday loan agreements in Saskatchewan is $14 per $100 borrowed. We charge $14 per each $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $42, with a total payback amount of $342 and an APR of 365.00%.
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