Borrow Money with a Personal Loan up to $10,000

Borrow money for bills or unexpected payments for those closest to you. Cash Money is here to help!

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    What is a Personal Loan?

    A personal loan is any loan borrowed for personal use. It can pay for things when you're short on cash or when you have a surprise expense. Depending on the amount of funds you need and for how long, Cash Money has the right loan for you!

    Types of Personal Loans

    Payday Loans Up to $1,500

    • Get an instant lending decision

    • Pay back on your next payday

    Learn Morelearn more

    Line of Credit Up to $10,000

    • Apply once, borrow any time

    • Larger approval limit than a Payday Loan

    • Access cash advances up to your credit maximum

    Learn Morelearn more

    How it Works

    1

    Apply with Ease

    Complete your online application.

    2

    Immediate Decision
    Submit your personal and income info, and receive a quick loan decision.

    3

    Choose Your Loan Amount
    If you're approved, select the amount of money you'd like to borrow up to your limit.

    4

    Sign Paperwork
    Read and sign your online loan agreement.

    5

    Get Cash
    Choose how you'd like to receive your funds. Select direct deposit to your chequing account or Interac e-Transfer®.

    6

    Repay
    Make payments simple by setting up AutoPay. Never worry about missing a payment again. Just set it, and AutoPay won't forget it! Or you can make manual payments.

    What Do I Need to Apply?

    • cash money application check markAge 18 or older
    • cash money application check markOpen bank account
    • cash money application check markPhone number
    • cash money application check markSteady source of income
    • cash money application check markGovt. Issued Photo ID (Health Card excluded in ON, MB and NS)
    Apply Now

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    Common Payday
    Loan Questions

    When you apply for a loan, we ask that you provide proof of income. The following are acceptable forms of verification:

    • Pay stub

    • Letter from employer

    • Pay stub Letter from employer Connect your online bank account using Connectivity by Flinks®

    How you sign depends on how you applied for your loan.

    • Applied online: Review and sign your loan documents online.

    • Applied by phone: Electronically sign your loan documents through our website.

    • Applied in-store: Sign your loan documents at a Cash Money store.

    How you paid off your previous loan makes a difference.

    • When you pay off your loan in cash at a Cash Money store or online with Interac e-Transfer®, you may apply for another loan right away.

    • When you pay off your loan through an automatic transfer from your bank account, we’ll just need to verify the cleared transaction before you reapply.

    • For any questions, call Customer Service at: 1-877-526-6639

    Find out more about cash advances.

    Take a deeper dive in our FAQs page.