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Nova Scotia Online Payday Loan Rates and Terms
This loan agreement is governed by the applicable law of Nova Scotia, Canada.
Payday Loans are High-Cost Loans
Example:
$300 loan for 14 days
Principle amount | = $300.00 |
Total cost of borrower | = $57.00 |
Total to Repay | = $300.00 |
PLUS $57.00 | |
= $357.00 | |
Annual percentage rate APR = 495.36% |
Maximum Loan Amount
Residents of Nova Scotia may receive up to $1,500.
Loan Terms
Generally, your loan payments will be scheduled on your next payday that falls between 5 and 40 days away.
Extensions/Rollovers/Refinance
In accordance with Nova Scotia, Canada law your loan must be paid in full by the due date.
Rate and Term Chart (14 Day Loan Example)
Advance Amount Amount Financed |
Finance Charge Cost of Loan |
Payment Amount Total of Payments |
---|---|---|
$100 | $19 | $119 |
$200 | $38 | $238 |
$300 | $57 | $357 |
$400 | $76 | $476 |
$500 | $95 | $595 |
APR**
Loan Term (7 days) |
Loan Term (14 days) |
Loan Term (30 days) |
---|---|---|
990.71% | 495.36% | 231.17% |
990.71% | 495.36% | 231.17% |
990.71% | 495.36% | 231.17% |
990.71% | 495.36% | 231.17% |
990.71% | 495.36% | 231.17% |
This information meets the requirements of the Payday Loans Regulations under the Consumer Protection Act.