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Nova Scotia Online Payday Loan Rates and Terms
This loan agreement is governed by the applicable law of Nova Scotia, Canada.
Payday Loans are High-Cost Loans
Example:
$300 loan for 14 days
| Principle amount | = $300.00 |
| Total cost of borrower | = $57.00 |
| Total to Repay | = $300.00 |
| PLUS $57.00 | |
| = $357.00 | |
| Annual percentage rate APR = 495.36% | |
Maximum Loan Amount
Residents of Nova Scotia may receive up to $1,500.
Loan Terms
Generally, your loan payments will be scheduled on your next payday that falls between 5 and 40 days away.
Extensions/Rollovers/Refinance
In accordance with Nova Scotia, Canada law your loan must be paid in full by the due date.
Rate and Term Chart (14 Day Loan Example)
| Advance Amount Amount Financed |
Finance Charge Cost of Loan |
Payment Amount Total of Payments |
|---|---|---|
| $100 | $19 | $119 |
| $200 | $38 | $238 |
| $300 | $57 | $357 |
| $400 | $76 | $476 |
| $500 | $95 | $595 |
APR**
| Loan Term (7 days) |
Loan Term (14 days) |
Loan Term (30 days) |
|---|---|---|
| 990.71% | 495.36% | 231.17% |
| 990.71% | 495.36% | 231.17% |
| 990.71% | 495.36% | 231.17% |
| 990.71% | 495.36% | 231.17% |
| 990.71% | 495.36% | 231.17% |
This information meets the requirements of the Payday Loans Regulations under the Consumer Protection Act.
