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Ontario Rates and Terms
This loan agreement is governed by the applicable law of Ontario, Canada.
Sample Borrowing Costs
Maximum allowable cost per $100 borrowed: $15.00
Our cost per $100 borrowed: $15
Example: Your $500 loan for 14 days
Amount advanced: $500
Total cost of borrowing: $75
Total you repay: $575 (391.07% APR)
This poster is required under the Payday Loans Act, 2008.
For Educational Material about Payday Loans approved by the Registrar please click here.
Maximum Loan Amount
Residents of Ontario may receive up to $1,500.
Loan Terms
Generally, your loan payments will be scheduled on your next payday that falls between 5 and 40 days away.
Extensions/Rollovers/Refinance
In accordance with Ontario, Canada law your loan must be paid in full by the due date.
Rate and Term Chart (14 Day Loan Example) |
APR** |
||||
|
Advance Amount Amount Financed |
Finance Charge Cost of Loan |
Payment Amount Total of Payments |
Loan Term (7 days) |
Loan Term (14 days) |
Loan Term (30 days) |
|---|---|---|---|---|---|
| $100 | $15 | $115 | 782.14% | 394.07% | 182.50% |
| $200 | $30 | $230 | 782.14% | 394.07% | 182.50% |
| $300 | $45 | $345 | 782.14% | 394.07% | 182.50% |
| $400 | $60 | $460 | 782.14% | 394.07% | 182.50% |
| $500 | $75 | $575 | 782.14% | 394.07% | 182.50% |
This information is required under the Payday Loans Act, 2008.
