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Ontario Rates and Terms

This loan agreement is governed by the applicable law of Ontario, Canada.

Sample Borrowing Costs

Maximum allowable cost per $100 borrowed: $15.00

Our cost per $100 borrowed: $15

Example: Your $500 loan for 14 days
Amount advanced: $500
Total cost of borrowing: $75
Total you repay: $575 (391.07% APR)

This poster is required under the Payday Loans Act, 2008.

For Educational Material about Payday Loans approved by the Registrar please click here.

Maximum Loan Amount

Residents of Ontario may receive up to $1,500.

Loan Terms

Generally, your loan payments will be scheduled on your next payday that falls between 5 and 40 days away.

Extensions/Rollovers/Refinance

In accordance with Ontario, Canada law your loan must be paid in full by the due date.

Rate and Term Chart (14 Day Loan Example)

APR**

Advance Amount
Amount Financed
Finance Charge
Cost of Loan
Payment Amount
Total of Payments
Loan Term
(7 days)
Loan Term
(14 days)
Loan Term
(30 days)
$100 $15 $115 782.14% 391.07% 182.50%
$200 $30 $230 782.14% 391.07% 182.50%
$300 $45 $345 782.14% 391.07% 182.50%
$400 $60 $460 782.14% 391.07% 182.50%
$500 $75 $575 782.14% 391.07% 182.50%

This information is required under the Payday Loans Act, 2008.